IDENTIFY
THEFT
According to a 2003 Federal Trade
Commission (FTC) report, identity
theft has affected more than 27
million Americans in the past five
years and is getting worse.
In 2002, nearly 10 million
people, or 4.6 percent of the population,
reported having been the victim
of identity theft, either through
new credit card accounts opened
in their names or by thieves who
gained access to their existing
accounts.
On average, thieves collected
$10,200 worth of goods, money or
services when opening a fraudulent
new account.
Here are some tips to guard against
identify theft:
1.
Promptly remove mail from your mailbox.
2.
Never leave receipts at a bank machine,
ban counter, public trash can or
unattended gasoline pump.
3.
When making an ATM transaction,
block the screen and keyboard with
your body.
4.
Memorize your Social Security number
and all of your passwords.
Do not record them on any
cards or on items in your purse
or wallet.
5.
When writing a check for a credit
card payment, do not write the entire
account number on the check.
Instead, just use the last
four numbers.
6.
Never have your Social Security
number printed on your checks.
7.
If your credit cards are stolen,
immediately call the three credit
bureaus and request that a ‘fraud
alert’ be placed on your name and
Social Security number.
Keep these numbers handy:
EQUIFAX:
800-685-1111
EXPERIAN:
800 682-7654 and TRANS UNION
800 916-8800
8.
If your credit or bank cards are
stolen or you believe they have
been tampered with, contact your
financial institution immediately.
9.
Immediately file a police report
in the jurisdiction where your credit
and bank cards were stolen.
Request a copy of the report
in case you later need proof of
the crime for your credit card company.
For more information about identify
theft, visit the Federal Trade Commission
web site:
www.ftc.gov.